Unlock Your Path to Homeownership

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Rent To Own Your Home

Don't have enough for a down payment? 
No Problem! Move into your new home, rent it monthly and build savings that accumulate towards an eventual down payment.

Rent Now, Own Later. Your Dream Home Awaits.

Rent Towards
Your Dream Home

Ready to become a homeowner but not ready for the down payment and closing costs required? Now there’s a third option between renting and owning.

Move into a home, pay monthly rent, and take steps towards your future down payment through our innovative Rent to Own program. Unlike traditional renting, where your monthly payments simply disappear, our program allows you to build equity and work towards homeownership.

Here’s how it works: a portion of your monthly rent payment is set aside as a down payment credit. This means that with every payment you make, you’re not just covering the cost of rent, you’re also contributing towards owning the property. This accumulated credit can be a game-changer when you decide to purchase the home.

The best part? You have the flexibility to choose when to buy. Whether you’re ready to become a homeowner in as little as 3 months or you need more time, like 3 years, the decision is yours. Our Rent to Own program puts you in the driver’s seat of your homeownership journey.

How it Works

application form

Submit Your Information

Begin by submitting your application to QualifyHome. We'll gather the necessary information to understand your needs and preferences.

specialist call

Discuss with our Specialists

Our dedicated specialists will connect with you to discuss your goals and answer any questions you have. We'll guide you through the process and tailor our approach to your unique situation.

home search

Home Search

With your criteria in mind, we'll initiate the search for your ideal home. Explore a range of options that match your preferences and budget.

uhaul-truck moving truck

Move in

Once you've found the perfect home, it's time to move in and start your journey towards homeownership.

Find Your Perfect Fit

How to Get Started?

A Smarter Way to Owning a Home, Breaking the Mold of Traditional Mortgages and Leases. QualifyHome’s Rent-to-Own Game Changing solution is like No Other. Move-In with Ease, Pay a Set Monthly Rent, and Watch Your Purchase Credits Grow for Future Homeownership.

New to Rent-to-Own? Contact us and let us assist you with a Comprehensive Guide!

Prefer a Traditional Mortgage Instead? Look No Further – We Offer the Most Competitive Rates Around!

What’s included?

Steady and Predictable Monthly Payments.

Speedy Move-In, in as little as 2 weeks.

Your Personalized Cash Offers.

Simplified Home Buying with no competing offers.

Lease Ends, You Decide – The Freedom to Walk Away.

Our 24/7 Concierge is Here for You.

Explore Your Options - Find Out What You Can Budget

Explore Partnership Opportunities. Your Homebuying Journey, Our Partnership - We Support You Along the Way at All Stages of the Process.

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Our mission

Too many of us are unable to buy a home due to high home prices, stagnant wages, and strict mortgage approvals. We believe in leveling the playing field by making it possible to enjoy the benefits of owning a home sooner rather than later.

Our vision

To be one of the most recognized, admired and loved companies in USA for having constantly worked towards fulfilling people’s dreams.

Wondering if QualifyHome
is the Right Choice for You?

Consider These Scenarios Where We Make a Big Difference.

Cash offers win the Battle for homes

Competitive markets demand cash offers for a winning bid. With QualifyHome's
dedicated team and strong cash offer, you can confidently make your move in the
real estate landscape, knowing you have the advantage to secure your dream home.

Homebuying Process is Quicker Than You Think

Escape the Long Wait - QualifyHome Empowers You to Move In Now and
Purchase Later, Putting You in Control of Your Homebuying Journey.
Immediate Possession, Future Ownership.

Our Team Eases Your Housing Market Worries

Take the Worry Out of Homebuying. QualifyHome Allows Moving In First,
Followed by Time to Make the Right Purchase. Rely on Our Experts to Navigate
the Market. Stress-Free Homebuying Journey.

Everything you need to know about QualifyHome

Learn Everything you need to know when buying a Home with us.

How Does QualifyHome work?

QualifyHome offers a faster, more accessible road to homeownership. Pick almost any home listed on the market for sale and rent it while you save up to buy it.

With QualifyHome you don’t have to wait to move into your dream home. Pick the home you want to buy over the next three years, we’ll buy the home now, and you’ll start living there while paying a monthly rent and earning credits to use for your future down payment on the home. You can buy the home from us whenever you’re ready, whether that’s in 30 days or in 36 months. If you ultimately change your mind about buying, you can even walk away!

What are QualifyHome Purchase Credits?

Think of Purchase Credits as a down payment savings account, that starts at 2% of your home’s current purchase price. Each month that your lease remains current, you earn Purchase Credits. Purchase Credits correlate to a percentage of the home’s value, so 5% Purchase Credits correlates to 5% of the home’s price.

Because the Purchase Credits are a percentage of your home’s purchase price, as the home’s purchase price grows, so does the value of your Purchase Credits.

You can apply your Purchase Credits towards a down payment on your home at any point during your lease. If you have 5% Purchase Credits, then you have a 5% down payment ready! If you choose not to purchase your home when your lease ends, then QualifyHome will refund a portion of your accumulated Purchase Credits, minus a Termination Fee equal to 2% of the original purchase price of the home and any outstanding fees and payments owed to ZeroDown (this will help cover our costs related to selling or re-renting the property)*.

For example:
On our 5% Purchase Credit program, you’d get a refund of 3% of the original home purchase price.
On our 10% Purchase Credit program, you’d get a refund of 8% of the original home purchase price.

* If the original purchase price of the home was $400,000 or higher, you will not be eligible for a refund of Purchase Credits if you decide not to purchase the home.

Is QualifyHome available in my area?

Our program is currently available in all major metros in 8 states: AZ, CA, CO, FL, GA, TX, VA, and WA. If you’re interested in the QualifyHome lease-to-own program, but don’t see your state above, keep in touch! We’ll be expanding across the US in the future.

How does QualifyHome compare with renting?

QualifyHome’s program is a type of rent-to-own program, meaning you get the affordability and flexibility of renting a property while simultaneously contributing each month towards buying it. However, there are some important differences between QualifyHome’s rent-to-own program and regular renting:

Easing into Homeownership
Unlike traditional renting, QualifyHome lets you work towards buying a property while simultaneously inhabiting it. Think of QualifyHome as trying before buying—find a home you love, move in, and develop an understanding of being a homeowner, all while still enjoying the benefits of renting. During your lease, you’ll be able to figure out if the home works for you and your family long-term. If it does, you’ll have a headstart on your new life there. If it doesn’t, you can walk away and cash out a portion of the Purchase Credits you accumulated while living there.*.

* If the original purchase price of the home was $400,000 or higher, you will not be eligible for a refund of Purchase Credits if you decide not to purchase the home.

The Quality of the Home
Homes for sale tend to be better maintained and more recently renovated than rentals. This means when you participate in a rent-to-own program with QualifyHome you’ll be looking at higher quality homes than if you were shopping for a standard rental.

Because homes for sale include disclosures and home inspections, buyers have more information about the history and quality of a home than a renter would. We provide you with these disclosures as well, and our team of property experts will work with you and our agent partner to make sure that any home you move into and eventually buy will be a smart purchase.

Rent
QualifyHome’s program is designed to get you closer to homeownership every month you live in the home.

At first glance, your monthly payments may seem more expensive than traditional renting, but that’s because you are entering into a long-term lease for a home that QualifyHome custom purchased for you. Your monthly payment won’t ever change during the 3 years, regardless of the inflation environment. And, your option agreement allows you to earn Purchase Credits and participate in equity upside on the home, which can make your effective rent much lower than comparable rentals. Plus, if you decide you don’t want to buy the home you can always walk away and in some cases receive a portion of your accumulated Purchase Credits.

Repairs, Maintenance, and Improvements
QualifyHome will handle all maintenance and repairs to keep your home safe and habitable during your lease – if there’s an issue with your roof or furnace, we’ll get it fixed.

QualifyHome will also purchase a home warranty for the home when you move in that will cover common repairs and replacements. You will be responsible for making the service requests and paying the appointment service fees.

The home you’re renting will eventually be yours, so if you want to paint it, you can! You can even redo the floors, change the kitchen cabinets, and more. Just let us know in advance! We encourage future homeowners to make homes feel like their own. However, because we’re still financially responsible for the home while you rent it, we don’t allow larger scale renovations that require a permit—like changes to the roof, structure, electrical, mechanical, or plumbing systems. For a full list of permissible renovations, you can check our guidelines.

How does QualifyHome compare to a mortgage?

QualifyHome offers a faster, more accessible road to homeownership. Pick almost any home listed on the market for sale and rent it while you save up to buy it.

With QualifyHome you don’t have to wait to move into your dream home. Pick the home you want to buy over the next three years, we’ll buy the home now, and you’ll start living there while paying a monthly rent and earning credits to use for your future down payment on the home. You can buy the home from us whenever you’re ready, whether that’s in 30 days or in 36 months. If you ultimately change your mind about buying, you can even walk away!

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